Tag Archives: financial

We all have to work for more than forty years and during this time, we all need to have a retirement plan in place that assures you will not have money worries when your retirement comes. You might be just starting out on your journey, with a couple of young …

According to government statistics, a total of 251,551 babies were born from mothers between the ages of 20-25 in 2018. This number isn’t as staggering compared to the US, where a baby is born every 8 seconds. As an expectant parent, this begs the question: how prepared are you to …

When children are young, a few things are generally true. Firstly, a fantastical story is far more likely to grab their attention than a hum-drum one. Secondly, their little minds are like sponges and they are rapidly learning money habits that are likely to last. So, it is the best …

Purchasing a home is a substantial investment and a significant emotional and financial decision to make. If you have a stable income source and you are ready to establish roots, it shouldn’t be a problem. But just as there is not one home that is right for everyone, there are …

As the first holiday of the year takes many of us by surprise (seriously, how did it arrive so quickly) we find ourselves scrambling to get it together. Make a plan. Get some rest and relaxation so we can recharge for the rest of the year. The problem is that …

Promoting skills, knowledge, attitudes and behaviour to enable financial independence amongst our youth. Financial education from a young age provides a powerful head start in life. Not only the domain of adults, the importance of financial security and the ability to manage one’s finances is something that all children should learn …

Owning a car in South Africa can seem expensive – from petrol to maintenance, vehicles are not cheap. And added to the costs of having your own transport comes the expense of car insurance – which really is an essential add on. All of this makes doing your research before …

There are so many horror stories about people renting homes that seemed just right at first blush but went on to battle militant cockroaches, aggressive mold, and unforeseen costs that the landlord claims are yours to foot. These kinds of experiences have made the journey of finding your first rental …

Saving money is not always easy and the hardest part is generally to get started. In this post, I am going to share with you the best ways to save money, so that you can gain some control of your finances and have less worries about your monthly budget.  Look …

With schools returning later than usual in January, now is the time to think about putting some money aside to cover the costs of starting the new school year. Nozizwe Fakude, Head of Customer Insights at DirectAxis, and a mother of one, says with schools starting later parents who haven’t …

If you have a car, home and family, insurance is definitely something that is worth investing into. But with the overwhelming amount of insurance choices out there, how do you know which ones are essential? Remember to choose insurance packages that suit your needs. If you have too much coverage …

What you should know about ‘pay per k’ car insurance You may have heard about the latest car insurance product to hit South Africa. It’s a new type of comprehensive car insurance offering that hinges on consumers paying for their cover by monitoring their mileage. It’s meant to make insurance …

Many families are still feeling the impact of over six months of lockdown, given the devastating effect of job losses and retrenchments. If you have found yourself or your family in this position and had to re-examine your budget as a result of a loss of income, you may have …

Sixty-one per cent of young people in Africa — between the ages of 15 and 29 — strongly believe themselves to be in good health, according to recent research1 by a coalition of leading health and rights organisations. By contrast, older adults are nearly five times as likely as those under …

Car insurance has been given a bad reputation. This is mainly because apart from additional car expenses like; financing, petrol and maintenance, car insurance is seen as an “unnecessary” expense as it’s never useful until you need it. And, while that might seem like the case, just like health insurance …

Financial literacy has long been an issue in South Africa. Developing a national savings culture, ensuring consumers understand how to use credit responsibly and banking the un-banked are just a few of the top line issues we have fought to address since democracy, with varying degrees of success. However, much …

While a personal loan may have been something you would never have needed or considered before, times have suddenly changed. With the economy in such a bad state due to Covid-19 and so many households losing an income many people in South Africa are considering taking out a personal loan …

As the COVID-19 pandemic and ensuing national lockdown has continued, many people are taking increasingly worse financial hits. If you’re lucky, your salary was only reduced by a few percent, but there are lots of South Africans who’ve been placed on unpaid leave or lost their jobs entirely. It’s a …

Whatever your plans were for 2020 it probably did not prepare you for what was to come. Due to COVID-19 many people have lost their jobs, have closed their businesses and have suffered financial loss. If ever there was a time to tighten your belt and get creative with your …