Financial & Legal

A series of consecutive interest rate hikes implemented to rein in spiralling inflation is putting pressure on consumers with long term debt like home loans and vehicle finance under greater pressure. A number of banks have in recent weeks reported an increase in impairment charges as a growing number of …

Owning a home is a major milestone in life, and there’s no better time to start working towards that goal than in your 20s. Here are a few tips to help you make your dream of home ownership a reality before you turn 30. Start Saving Early Saving is one …

We can all do with some saving and better budgeting tips, especially with the holiday season upon our doorstep and 2023 not far behind. Budgeting is essential, but keeping your finances in check can seem challenging if you do not have a lot of experience with managing your money. This …

The average South African pays quite a bit  more to keep a car on the road these days than they did 5 years ago. In fact, to be precise, it costs R6,711.24 more every month in 2022 than it did in 2017. Or, if you prefer, we pay approximately 40% more …

Peer pressure does not only affect impressionable teenagers – we all have an innate urge to evaluate our progress against those around us. As parents, we also want the best for our children, often going beyond our means to make this happen. Sending your child to one of the best …

Many of us approach starting a family the same way we do our Christmas shopping: we charge full-steam ahead with much excitement and little forethought…and deal with the financial fall-out later. Yet, it seems that when it comes to the size of our families, things have slowed down in recent …

In the financial climate nowadays, we all feel the crunch, especially after the significant financial impact that Covid-19 had on people worldwide. In today’s post, we are sharing how to use technology to save money that you can consider to reduce your monthly expenses. The reality is that even if …

If you are thinking of going into rehab to overcome any type of addiction, you might likely have wondered if your health insurance can cover the rehab fees. Allow us to put your mind to rest concerning that by telling you that your health insurance can be used to cover …

Buying your first family dream home on a budget can be both exciting and stressful at the same time, especially if you don’t know where to begin or what to expect. The fantastic news is that it does not have to be, and we are here to help. The Covid-19 pandemic …

So you have bought your first house with your family? Congratulations are in order, but so is some crucial advice. First-time homeowner parents are in entirely uncharted territory with every hurdle that comes with owning a house. The transition can be jarring if you don’t know how to manage things. …

College bursaries provide students with free financial assistance to study at a tertiary institute. Students often receive bursaries from certain financial institutes, investment companies, and other organisations. In order to attain a bursary one needs to be an exemplary student. In this article, we discuss how college bursaries work in …

Every parent wants to put their children in the best position for success. Parents strive to give their children the best education, best healthcare and best upbringing that they can provide, to lay the foundations for their adult lives. But what about providing a financial foundation? It all starts with …

Most people’s expenses exceed their income. That is according to a recent poll by popular parenting platform ‘Momsays’.  Just 25.8% are managing to save consistently. More than 40% don’t save at all. Many families are feeling stretched and stressed right now, which makes it more important than ever to play …

We all have to work for more than forty years and during this time, we all need to have a retirement plan in place that assures you will not have money worries when your retirement comes. You might be just starting out on your journey, with a couple of young …

According to government statistics, a total of 251,551 babies were born from mothers between the ages of 20-25 in 2018. This number isn’t as staggering compared to the US, where a baby is born every 8 seconds. As an expectant parent, this begs the question: how prepared are you to …

When children are young, a few things are generally true. Firstly, a fantastical story is far more likely to grab their attention than a hum-drum one. Secondly, their little minds are like sponges and they are rapidly learning money habits that are likely to last. So, it is the best …

You know that amount of money you pay to your insurer when you submit a car insurance claim? It’s called an excess (which you probably already knew) and for some lucky few it might be a relatively low figure… But for the most part, a lot of people pay quite …

When you’ve been involved in a car accident without insurance and it was not your fault, the best way to protect yourself and get the best possible outcome, is to hire a personal injury lawyer to represent your case. When an accident happens, the involved parties are often injured or …

Purchasing a home is a substantial investment and a significant emotional and financial decision to make. If you have a stable income source and you are ready to establish roots, it shouldn’t be a problem. But just as there is not one home that is right for everyone, there are …