Tag Archives: financial

When you first get a credit card it can be very tempting to rush to the stores and spend. Used responsibly, a credit card can be a very helpful financial tool. Your Credit is a lot like your health, to keep it in good condition you want to take care …

Many families have been hit hard with the National COVID-19 lockdown that was implemented by the government. It has forced many of us to look at our income and expenses as there isn’t much income in our households at the moment. There are a few things you can do to …

Money concerns are worries that many people share. It is a common misconception that you need to make big changes to get yourself out of debt or to save up for something expensive. The truth is that if you make some small, simple changes you will be in a much …

Starting a family is the biggest commitment that a couple can make to each other, as parents and also financially. It is essential to ensure that you know what to expect financially before you have a baby so that you can plan for these expenses. It may be worthwhile chatting …

Debt can quickly abolish your financial dreams. Irrespective if you have a mountain of financial responsibilities or you are carrying a minor balance on your credit card every month, having too much debt make it impossible to move forward. Paying off one’s debt necessitates, determination, persistence and dedication. Have a …

With the festive season fast approaching and expenses getting high it is important to look at your finances so you can make it through the silly season with enough cash on hand. While we may try to keep expenses down as much as possible the fact is that Christmas time …

Apart from buying your dream house, a vehicle is the second-largest purchase you can make. Not only does that come with more responsibilities, but it is also scary. Purchasing a vehicle requires a substantial amount of money that may seem difficult to attain. But there are financial service providers who …

Buying a home for the first time can be a very thrilling experience. However, the process of applying for your first mortgage is anything but thrilling. A simple mistake and your application can get rejected by lenders or you end up with a property that is unsuitable for your circumstances. …

Welcoming home a new little bundle of joy represents a critical life milestone and a time for celebration. It’s also time to get out the Excel spreadsheet or other accounting tools to create a budget that plans for the costs of raising a child to adulthood. Understandably, most parents-to-be prefer …

Having a baby changes everything, including the family finances. The expenses in the first year include hospital fees, diapers, formula and child care. Over the years the cost of education, medical and day to day expenses will keep on coming. Here are some finances tips for new parents: Create New …

If your child has just started learning the difference between bills and coins, it won’t be long till they’re asking for their own share. And while that might be a little scary for you – they grow up so fast – there are lots of really good reasons to start …

Having a healthy relationship with money is going to be a very important asset that will benefit you and your family for the rest of your life. Many people have an unhealthy relationship with money resulting in crippling debt, owning no assets and having no or limited finance available for …

Expecting parents end up with a lot on their plates. Soon to be parents often need to rearrange their lives to get ready for the expansion of their family. It’s important that you devote some time to planning on a financially successful parenthood in the months leading up to the …

A scholarship is financial aid that is given to a scholar to further their education. A scholarship is not a loan, and therefore does not need to be repaid. It is awarded based on certain criteria which usually reflect the values of the donor. Since a scholarship does not need …

Your mortgage rate can make a huge difference to the amount of money you end up spending on your home over the life of your loan. Getting a great rate isn’t just about choosing the right bank (although that helps too) – it comes down to a series of actions …

A large number of individuals often sign up for health care coverage and find that the plans meet most of the expenses in an emergency but not all of the expenses. This is precisely why it is necessary to opt for supplementary plans that will cover the extra expenses without …

When there are cars on the road, it’s just a given that there will be fender-benders, pedestrian incidents and other unfortunate accidents. Not only can these result in injuries and emotional trauma, but there are often (almost always, in fact) financial consequences. If you’ve ever been in 1 of these …

Once the paperwork for a Veterans Disability has been submitted, the VA’s board of veterans appeals (BVA) will review the file and determine whether the veteran qualifies for disability benefits. Veterans Disability Ratings In the event of them qualifying for compensation, a rating ranging from 10% to 100% (in 10% …

Securing a car loan with less than perfect credit can be difficult. If you’re car shopping with blemished credit, you might have the feeling that you may have to take a loan from any dealer, regardless of the interest rate. If this is you, then don’t despair because you might …

No matter how much you save and plan, financial emergencies can creep up on you. Here are some tips for how to get emergency money when your family needs it. Consumer debt in the U.S. is expected to reach a whopping $4 trillion by the end of 2018. Financial experts …