Financial & Legal

A lot of us have a very high incidence of debt and it can be potentially quite dangerous. So, how do you remove the worry? These tips are here to help. Tip 1: Make a budget You can manage your debt by examining what you earn, what you spend on …

Being a parent is very expensive. Diapers, baby food, toys, clothes and the million other things you never consider until you need them. They all add up! Well, today I have for you a few simple ways that you can make sure you have a little more money in your …

I’ve had so many moms asking me about how to earn extra money from home, and while the first thing I recommend is blogging, which is what I do, there are lots of moms that really don’t want to put that amount of effort in and build their own websites. …

With the advent of online shopping, several platforms have come up to satisfy the growing demand of buyers around the world. Among these, Amazon has carved out a niche for itself – providing a wide variety of products at amazing prices. In the following guide, you will find some actionable …

Do you feel uncomfortable when you hear the terms, ‘investment portfolio’, ‘inflation’ and ‘insurance’? Are you filled with doubt and intimidation at the thought of signing a new investment contract? Fortunately, you are not alone. Statistics show that 50% of credit active consumers have a negative financial status – they …

If you are looking for the best car insurance, household insurance, building insurance or portable possessions insurance in South Africa I suggest you check out King Price Insurance. One thing I have always wondered about is that your car value depreciates every year, yet insurance premiums just keep going up. …

An unexpected pregnancy can bring upon a slew of emotions.  Should you feel excited?  Should you feel stressed? Maybe a mix of both? Regardless of how you feel, there’s one thing for certain:  It’s going to put a damper on your budget, even if you’re doing okay today.  An unexpected …

Groceries is an expense that you just can’t get away from, in addition to that food prices are soaring all the time while salaries are not increasing at nearly the same rate. If you can make any savings on your groceries then it will be well worth your while to …

Pеорlе hаvе so mаnу еxсuѕеѕ fоr whу thеу dоn’t think thеу nееd hеаlth inѕurаnсе. Thеу’rе уоung, or hеаlthу, оr tоо рооr-ѕо thеу think, “Whу bоthеr?” Sadly fоr thеm, hеаlth inѕurаnсе is оnе оf thе mоѕt imроrtаnt thingѕ in оur livеѕ, аnd it соѕtѕ muсh mоrе thаn mоnеу tо nоt hаvе …

Many moms start their own business from home and running a business takes a lot of cash flow. However, spending too much money on your business will deeply cut into your profits. Many moms start up their own business to supplement their household income and cannot afford huge investments to …

Getting into debt is so easy, the real problem though is getting out of debt and being completely debt free. As soon as you start borrowing money you are not looking at paying back the original amount, you are looking at interest and other finance charges too. Very often you …

So many people and families get stuck in the cycle of debt. The problem is that once you start with lending you are spending money that you don’t have and you have to pay it back, along with huge interest fees and other finance charges. Perhaps you are taking out …

Christmas has come and gone now, with all the massive expenses that go with it – Christmas holidays, presents, festive feasts with the family and so much more. The kids are back to school with all those additional expenses of new uniforms, school fees, books, stationary and new bags. I …

It’s the last week of the month, you have no cash reserve in hand, and all of a sudden one of your family members gets sick and you are required to pay for the medical expenses. What will you do in such a circumstance? If you have friends or relatives …