Financial & Legal

Buying a home for the first time can be a very thrilling experience. However, the process of applying for your first mortgage is anything but thrilling. A simple mistake and your application can get rejected by lenders or you end up with a property that is unsuitable for your circumstances. …

We all dream of things that we can’t have right now. Most of the time, this is because we don’t have the funds to pay for it right away. Perhaps you want a new wardrobe for summer or maybe you need a new car, whatever it is you are looking …

Marriage is often seen as a relationship of utmost sanctity in India. Probably that is the reason why most people in India carry the belief that the State and its various kinds of procedural formalities have got nothing to do with their personal lives. Therefore, marriage registrations are not taken …

Welcoming home a new little bundle of joy represents a critical life milestone and a time for celebration. It’s also time to get out the Excel spreadsheet or other accounting tools to create a budget that plans for the costs of raising a child to adulthood. Understandably, most parents-to-be prefer …

Having a baby changes everything, including the family finances. The expenses in the first year include hospital fees, diapers, formula and child care. Over the years the cost of education, medical and day to day expenses will keep on coming. Here are some finances tips for new parents: Create New …

Having a healthy relationship with money is going to be a very important asset that will benefit you and your family for the rest of your life. Many people have an unhealthy relationship with money resulting in crippling debt, owning no assets and having no or limited finance available for …

Within the US, a social security card is a document as essential to everyday life as the keys to your apartment or your mobile phone. Misplacing your card can have devastating effects on your life and finances. Access to your social security number gives thieves an easy way to access …

Blue Cross Canada is among the best insurance companies in Moncton New Brunswick. Since it was established 70 years ago, the company has maintained its quality and affordable health care. The company offers top quality additional individual health insurance as well as group life insurance. Blue Cross Insurance comes with …

Losing your social security card is not something you expect, and so applying for a replacement social security card is likewise unexpected. In fact, chances are you’ve never had to apply for one before. Even if you have been unfortunate enough to have lost your card in the past, finding …

Online shopping has made buying clothes, gadgets, and even consumer goods easier for most people. However, accompanying this significant benefit are forms of cyber attacks such as credit card fraud, stolen identities, malware, and ransomware. These alarming issues may raise some concerns, but you can keep your personal and financial …

When you are faced with a legal matter in the workplace, you need the best advice you can get. Employment law is a specialized area, and you need experienced professionals you can count on to get the job done quickly. What Is Employment Law? Employment law is a broad area …

A scholarship is financial aid that is given to a scholar to further their education. A scholarship is not a loan, and therefore does not need to be repaid. It is awarded based on certain criteria which usually reflect the values of the donor. Since a scholarship does not need …

Your mortgage rate can make a huge difference to the amount of money you end up spending on your home over the life of your loan. Getting a great rate isn’t just about choosing the right bank (although that helps too) – it comes down to a series of actions …

When there are cars on the road, it’s just a given that there will be fender-benders, pedestrian incidents and other unfortunate accidents. Not only can these result in injuries and emotional trauma, but there are often (almost always, in fact) financial consequences. If you’ve ever been in 1 of these …

Once the paperwork for a Veterans Disability has been submitted, the VA’s board of veterans appeals (BVA) will review the file and determine whether the veteran qualifies for disability benefits. Veterans Disability Ratings In the event of them qualifying for compensation, a rating ranging from 10% to 100% (in 10% …

Securing a car loan with less than perfect credit can be difficult. If you’re car shopping with blemished credit, you might have the feeling that you may have to take a loan from any dealer, regardless of the interest rate. If this is you, then don’t despair because you might …

No matter how much you save and plan, financial emergencies can creep up on you. Here are some tips for how to get emergency money when your family needs it. Consumer debt in the U.S. is expected to reach a whopping $4 trillion by the end of 2018. Financial experts …

Are you a non-citizen of the United States who is planning to stay there for a few years or permanently? Then you must know about the Social Security Card (SSC) number. If not, then continue reading this article. Social Security Number – Overview An SSN is a unique 9-digit number …

There are always valid reasons to take payday loans. The most common reason why many Americans resort to payday loans is emergencies. Many people don’t plan for emergencies. And even if you do set some funds aside for use in case of an emergency, it’s often not enough because you …

Raising your children to be money smart is an essential skill that will benefit them for the rest of their lives. Teaching your kids from a young age about money will help them to understand how money works and they will find it easier to learn how to manage their …