Financial & Legal

Cyber Monday is coming up soon so it is time to start preparing for all the great sales that will be coming your way. However it is important to be clever about it. You don’t want to end up missing a fantastic sale for something you have been itching to …

Most people’s expenses exceed their income. That is according to a recent poll by popular parenting platform ‘Momsays’.  Just 25.8% are managing to save consistently. More than 40% don’t save at all. Many families are feeling stretched and stressed right now, which makes it more important than ever to play …

We all have to work for more than forty years and during this time, we all need to have a retirement plan in place that assures you will not have money worries when your retirement comes. You might be just starting out on your journey, with a couple of young …

According to government statistics, a total of 251,551 babies were born from mothers between the ages of 20-25 in 2018. This number isn’t as staggering compared to the US, where a baby is born every 8 seconds. As an expectant parent, this begs the question: how prepared are you to …

When children are young, a few things are generally true. Firstly, a fantastical story is far more likely to grab their attention than a hum-drum one. Secondly, their little minds are like sponges and they are rapidly learning money habits that are likely to last. So, it is the best …

You know that amount of money you pay to your insurer when you submit a car insurance claim? It’s called an excess (which you probably already knew) and for some lucky few it might be a relatively low figure… But for the most part, a lot of people pay quite …

When you’ve been involved in a car accident without insurance and it was not your fault, the best way to protect yourself and get the best possible outcome, is to hire a personal injury lawyer to represent your case. When an accident happens, the involved parties are often injured or …

Purchasing a home is a substantial investment and a significant emotional and financial decision to make. If you have a stable income source and you are ready to establish roots, it shouldn’t be a problem. But just as there is not one home that is right for everyone, there are …

Sometimes marriages don’t always last a lifetime. There are moments when it doesn’t work out, and it’s time to bid farewell to your relationship through a divorce. However, processing and figuring out your divorce can be complicated and overwhelming for some. That’s why having assistance from family law experts such …

It comes as no surprise that many home sellers want to get around realtor commissions and pocket as much of the money for themselves. Who could blame them? But most people tend to understate the role the realtors are playing in the process of selling a home. There is much …

As the first holiday of the year takes many of us by surprise (seriously, how did it arrive so quickly) we find ourselves scrambling to get it together. Make a plan. Get some rest and relaxation so we can recharge for the rest of the year. The problem is that …

There was once a tip on the internet about how you should put less things on your car key ring so that there’s less strain on the ignition mechanics, and in turn, this would help keep your car insurance premiums down in the long-run. The general logic, we think, is …

Owning a car in South Africa can seem expensive – from petrol to maintenance, vehicles are not cheap. And added to the costs of having your own transport comes the expense of car insurance – which really is an essential add on. All of this makes doing your research before …

There are various legal matters that are best handled by an experienced attorney. If you are faced with a legal matter for any reason, then it is best to consult with a lawyer as soon as possible to explain the circumstances to find out what your chances are. There are …

South Africans can now shop online and pay later, interest-free over six weeks. Payflex has brought the buy now pay later shopping phenomenon to South Africa following its extraordinary popularity in Australia, the USA and Europe. Payflex customers can shop at Africa’s largest digital mall which includes over 500 well-known stores like Cotton-on, Superbalist and  The Pro …

According to StatsSa, a sad amount of young South Africans (more than 51%) do not have  the financial means to pay for their university education.*  That’s why OneSpark, a new tech-based insurer that’s completely disrupting the life  insurance industry, has created a world-first education protection product that covers if you …

There are so many horror stories about people renting homes that seemed just right at first blush but went on to battle militant cockroaches, aggressive mold, and unforeseen costs that the landlord claims are yours to foot. These kinds of experiences have made the journey of finding your first rental …

Saving money is not always easy and the hardest part is generally to get started. In this post, I am going to share with you the best ways to save money, so that you can gain some control of your finances and have less worries about your monthly budget.  Look …

With schools returning later than usual in January, now is the time to think about putting some money aside to cover the costs of starting the new school year. Nozizwe Fakude, Head of Customer Insights at DirectAxis, and a mother of one, says with schools starting later parents who haven’t …