Purchasing a home is a substantial investment and a significant emotional and financial decision to make. If you have a stable income source and you are ready to establish roots, it shouldn’t be a problem. But just as there is not one home that is right for everyone, there are …
Read More »For 12% Of SA Consumers, Social Ratings Come At A Cost
Kaspersky’s latest report, Social credits and security: embracing the world of ratings, has uncovered that 12% of South African consumers surveyed have experienced issues accessing financial services because of an assessment of their social media information by scoring systems. While such social scoring systems have become more widespread and are already implemented in …
Read More »How to Apply for Your First Mortgage
Buying a home for the first time can be a very thrilling experience. However, the process of applying for your first mortgage is anything but thrilling. A simple mistake and your application can get rejected by lenders or you end up with a property that is unsuitable for your circumstances. …
Read More »How to Get The Best Mortgage Rates When Taking Out a Home Loan
Your mortgage rate can make a huge difference to the amount of money you end up spending on your home over the life of your loan. Getting a great rate isn’t just about choosing the right bank (although that helps too) – it comes down to a series of actions …
Read More »Top Mistakes People Make That Make A Mortgage Last Longer
Deciding to undertake a mortgage can be a life-changing decision, and actually going through the process of paying your mortgage will change your life – for better or for worse. Given that a mortgage may more or less be the largest debt you will have to pay for your lifetime, …
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